Find Out How To Improve Your Credit Score, Improve Your Credit Rating by: Jon Arnold
As surprising as this may sound, the vast majority of consumers don't know what their credit score is. That fact is almost as bad as not knowing what your blood pressure is, becaus...
How To Boost Your Credit Score by: James H. Dimmitt
Years ago your credit score was a big secret, known only to a select few such as your mortgage and credit card companies. In 2000, Fair, Isaac Co., the major supplier of credit scoring software, announced they wou...
Get Your Credit Score To Soar In The Twinkling of An Eye. by: Omar M. Omar
Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards and auto loa...
Keep Your Credit History Clean. Remove A Negative Credit Record From Credit Report by: Jeffrey Broobin
The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is created from credit report data submitted to ...
When You Are Eligible For A Free Credit Report by: Virginia Broobin
By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that:
1. You are unemployed and seeking employment in the next 60 da...
Credit Report And Correction Techniques by: Virginia Broobin
The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is created from credit report data submitted to them about you. Their report includes wher...
Like It Or Not, You Have A Score To Settle (Part 2) by: CreditandYou.comIn part 1, we covered the basics about credit scoring – what it is and how it is calculated. It’s time to address the critical question ... What happens if you are denied credit or don’t get th...
Like It Or Not, You Have A Score To Settle (Part 1) by: CreditandYou.comJust when most people finish with school and can stop worrying about test scores, there’s a new kind of scoring that enters the picture. It’s called credit scoring. And, its impact on your fina...
Bad Credit Loans: Respite From Stress Due to Bad Credit by: Robert Langdon
When it comes to getting money in a time of bad credit, it is surely a difficult task for the borrowers. The borrowers find it difficult to manage their expenses and so they face a problem....
New Law Provides Free Annual Credit Report by: James H. Dimmitt
As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit reports from all three main agencies for free. Passed in late 2003, the Fair & Accurate Credit Transactions...
Payment Reporting Builds Credit: Supplement Negative Credit Reports by: Lisa Phillips
Having negative credit can affect your entire life. Not only are banks, lenders and credit card issuers pulling your credit file, employers are now using credit history as a dete...
Credit Repair Companies and Credit Counseling by: Jeanette Joy Fisher
Let's be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since the negative issues that are temporarily removed from your file will only reap...
Top 5 Reasons To Check Your Credit Report Regularly by: James H. Dimmitt
#1 Make sure mistakes aren't hurting your credit.
Reviewing your credit report can help you avoid costly errors. In one recent study, more than 50% of the credit reports checked contained err...
Bad Credit Unsecured Loans: a Help in Distress by: Eric
No doubt, a good credit record is preferable when borrowing. But, even if you have a bad credit record and no security to offer, you can still borrow. For this, you will have to pay a price in the form of hig...
Bad Credit Personal Loans Provide a Way to Combat Cash Stress by: Anton Gabriel
Credit problems are a terrible experience for all borrowers. Whether or not they were created knowingly, the effect of this is inevitable on the financial transactions of the borrowers...
